Rent deposit – compared personally
Rent deposit: move in without tying up your savings.
New flat, lots of costs: the move, furniture and the deposit on top. With a rent deposit guarantee, your money stays free. Our partner's licensed experts show you which offers suit you.
- Many providers compared
- 100 % free and without obligation
- We speak your language (German & Arabic)
- A guarantee instead of a cash deposit – your money stays in your account
- An annual fee instead of a large one-off payment – with all costs explained openly
- Quotes from licensed experts – free and without obligation
Requested in just 30 seconds: our partner's experts find a suitable tariff for you – 100 % free & no obligation.
- Maximum freedom: You can end our support at any time with a few clicks in the customer portal.
- 100 % free & no hidden commitment.
Rent deposit comparison
Rent deposit guarantee
How a rent deposit guarantee works
A landlord may ask for a deposit of up to three months’ net rent – with a net rent of €800, that’s €2,400 due in one go when you move in. With a rent deposit guarantee, an insurer provides the security for you: your landlord receives a guarantee certificate, and you pay an annual fee for it. That way your savings stay free for moving and furnishing.
Ideal for
- Tenants moving home
- Students & career starters
- Families facing moving costs
Your insurance check
Rent deposit guarantee
- Benefits & cover at a glance
- Premiums compared across the market
- Quotes from licensed experts
- Request
- Check in progress
- Offer
Personal call-back in German or Arabic
Your money stays free
Instead of depositing the full amount at once, you pay an annual fee – and use your savings for moving and furnishing.
Certificate for your landlord
Your landlord receives a guarantee certificate as security. They have to agree to this form of deposit – best ask before you sign.
Explained honestly
If your landlord has justified claims, the insurer pays first. You then have to reimburse the amount.
Good to know
- By law, the deposit may not exceed three months’ net rent.
- The annual fee depends on the amount of the deposit. Over many years, the guarantee can therefore cost more than a cash deposit – the experts work this out honestly with you.
- For the guarantee, the provider usually checks your creditworthiness.
Our partner's licensed experts will discuss with you personally exactly which cover suits you.
Questions about rent deposit guarantees
Does my landlord have to accept the guarantee?
No. Your landlord can insist on a cash deposit. However, many accept the guarantee because it gives them comparable security. It’s best to clarify this before signing the lease.
What happens when I move out?
If there are no outstanding claims, your landlord hands back the guarantee certificate and the contract ends. If they have justified claims, the insurer pays and then claims the amount from you.
Can I convert an existing cash deposit?
If your landlord agrees, often yes: they receive the guarantee certificate and in return pay out the cash deposit you lodged. The experts show you whether it’s worth it for you.
Do I have to upload my policy?
No, that's optional. With your policy, though, our partner's experts can compare your current cover more precisely and make you a suitable offer faster.
What does reviewing my contracts cost?
Nothing – 100 % free and with no hidden commitment. The check is non-binding. We are paid by the provider or the licensed experts when a new contract is concluded. When you switch electricity or gas, we pass part of this on to you as a bonus; for insurance there is no bonus and no cashback (§ 48b VAG). If you grant the voluntary support mandate, the licensed insurance experts also receive an ongoing commission from the insurers for looking after your contracts (portfolio commission) – this costs you nothing either.
Your question isn’t listed?
Our partner's licensed experts will answer it personally – by phone, on WhatsApp or in an appointment.
Advice and brokerage: PFS Professional Financial Solutions GmbH, insurance broker authorised under § 34d(1) GewO (register no. D-V1KE-1FHKK-50). MeinVertragsPlus puts you in touch as a referral partner (Tippgeber). Check in the intermediary register