Car insurance – compared personally
Car insurance: strong cover at a fair premium.
Whether it’s a new car, the family car or a second car: our partner's licensed experts compare liability, partial and comprehensive cover for you – and show you whether you can get the same or better cover at a fairer premium.
- Many providers compared
- 100 % free and without obligation
- We speak your language (German & Arabic)
- Liability, partial or comprehensive cover – to suit your car and budget
- Breakdown cover, no-claims protection and free choice of garage – as you wish
- Quotes from licensed experts – free and without obligation
Requested in just 30 seconds: our partner's experts find a suitable tariff for you – 100 % free & no obligation.
- Maximum freedom: You can end our support at any time with a few clicks in the customer portal.
- 100 % free & no hidden commitment.
Car insurance comparison
Car insurance
What matters with car insurance
Motor liability insurance is compulsory for every car: it pays for damage you cause to others – the legal minimum is 7.5 million euros for personal injury. Partial and comprehensive cover also protect your own vehicle. Because premiums for the same cover often differ considerably, comparing regularly pays off.
Ideal for
- New & used cars
- New drivers & families
- Commuters & frequent drivers
Your insurance check
Car insurance
- Benefits & cover at a glance
- Premiums compared across the market
- Quotes from licensed experts
- Request
- Check in progress
- Offer
Personal call-back in German or Arabic
Comprehensive (Vollkasko)
Includes partial cover and also pays for accident damage to your own car that you caused yourself, as well as vandalism – sensible for new and high-value vehicles.
Partial cover (Teilkasko)
Protects against theft, fire, glass breakage, storm, hail and collisions with wild animals – for cars that still have a noticeable value.
Motor liability
The legally required cover: pays for damage you cause to others with your car – and fends off unjustified claims.
Good to know
- Most car insurance contracts run until 31 December – you can usually cancel by 30 November.
- After a premium increase, a settled claim or when you change cars, you can usually switch outside this deadline as well.
- Your no-claims class belongs to you – you take it with you to your new insurer.
Our partner's licensed experts will discuss with you personally exactly which cover suits you.
Questions about car insurance
When can I switch my car insurance?
Most car insurance policies run until 31 December and can be cancelled with one month's notice – i.e. by 30 November. After a premium increase or a claim there is often a special right of cancellation, and with a different car you take out a new policy anyway. Our partner's experts check the deadlines for you.
What's the difference between partial and comprehensive cover?
Liability cover is compulsory and pays for damage you cause to others. Partial cover (Teilkasko) also pays, for example, for theft, glass breakage, storm, hail or collisions with wild animals. Comprehensive cover (Vollkasko) includes partial cover and also pays for damage to your own car that you cause yourself, as well as vandalism.
Do I keep my no-claims discount when I switch?
Yes. Your no-claims class belongs to you and moves with you to the new insurer. The new insurer usually obtains the proof from the previous one itself.
Do I have to compare offers myself?
No. You enter your details once, our partner's experts check the market personally and suggest suitable options. Whether you switch is up to you.
Is there a bonus for switching?
No. For insurance we offer no bonus and no cashback – § 48b VAG generally prohibits this. Instead we show you honestly whether switching improves your cover or your premium.
Do I have to upload my policy?
No, that's optional. With your policy, though, our partner's experts can compare your current cover more precisely and make you a suitable offer faster.
What does reviewing my contracts cost?
Nothing – 100 % free and with no hidden commitment. The check is non-binding. We are paid by the provider or the licensed experts when a new contract is concluded. When you switch electricity or gas, we pass part of this on to you as a bonus; for insurance there is no bonus and no cashback (§ 48b VAG). If you grant the voluntary support mandate, the licensed insurance experts also receive an ongoing commission from the insurers for looking after your contracts (portfolio commission) – this costs you nothing either.
Your question isn’t listed?
Our partner's licensed experts will answer it personally – by phone, on WhatsApp or in an appointment.
Advice and brokerage: PFS Professional Financial Solutions GmbH, insurance broker authorised under § 34d(1) GewO (register no. D-V1KE-1FHKK-50). MeinVertragsPlus puts you in touch as a referral partner (Tippgeber). Check in the intermediary register