E-bike insurance: your bike, fully protected.

For theft from your locked flat or basement, often yes. If the bike is stolen on the road, home contents insurance usually only pays with a bicycle add-on and up to a maximum amount. Damage to the bike itself – after a fall, for example – is not covered there.

Yes. S-pedelecs up to 45 km/h count as small motorcycles: you need liability insurance with an insurance plate, an AM driving licence (included in class B) and a helmet. You may ride from the age of 16 – cycle paths are usually off-limits.

Keep your purchase receipt handy: many tariffs are based on the purchase price and age of the bike. As a rule, the e-bike must be secured with a sturdy lock – the exact requirements are in the terms. The experts show you the differences.

No, that's optional. With your policy, though, our partner's experts can compare your current cover more precisely and make you a suitable offer faster.

Nothing – 100 % free and with no hidden commitment. The check is non-binding. We are paid by the provider or the licensed experts when a new contract is concluded. When you switch electricity or gas, we pass part of this on to you as a bonus; for insurance there is no bonus and no cashback (§ 48b VAG). If you grant the voluntary support mandate, the licensed insurance experts also receive an ongoing commission from the insurers for looking after your contracts (portfolio commission) – this costs you nothing either.